Thursday, October 31, 2019

Mixed Methods - Mixed Methods Research Paper Example | Topics and Well Written Essays - 250 words

Mixed Methods - Mixed Methods - Research Paper Example However, the problem comes in during analysis of the findings using mixed research approach (Tashakkori, & Teddlie, 2003). In a research field, the results are valued differently according to the use or importance of the outcome. According to Tashakkori, & Teddlie (2003), in a mixed research, an investigator applies both qualitative and quantitative study technique to obtain detailed and reliable information about a particular matter. This may occur at two levels. First, it may occur as a â€Å"single approach design† whereby the results obtained in a particular approach are improved by employing the other technique to acquire additional information. The other one is â€Å"mixed approach designs† where the researcher separates research approach and research design (Trochim, & Donnelly, 2008). Both â€Å"mixed-model designs and mixed-methods designs† apply mixed research approach to yield high quality output. Mixed method is useful when researcher want to develop his or her study from one level to another. For instance, the researcher may use qualitative research method to gather data which will guide him or her to make some assumptions (Tashakkori, & Teddlie, 2003). These assumptions are tested through quantitative study approach. Also, it is applicable in the reverse direction whereby, the researcher starts with quantitative study and then apply qualitative research approach to clarity some assumptions. Therefore, mixed method is useful where neither qualitative nor quantitative research techniques cannot generate meaningful output individually. Also, it is important because it adds value to the outcome of the study (Trochim, & Donnelly, 2008). However, this method poses limitations when it comes to making analysis of investigation

Tuesday, October 29, 2019

Bank of America Essay Example for Free

Bank of America Essay The apparent problem in the Bank of America case study is that Jen McDonald (head of the Bank of America digital marketing group), and Douglas Brown (senior vice president of mobile product development) received requests to create mobile apps more specific for individual businesses as a way to gain leverage (Supta Herman, 2012). Brown, specifically, was hesitant to add additional mobile app features as he feared it would make the application far too complex. Not only would it prove to be difficult for some users to understand, more features often make applications run more slowly, which could complicate the idea of mobile banking. In addition this could possibly give the customer a more negative experience. To cite the problem specifically, Brown stated â€Å"App complexity has led to some high-profile failures in the market place. This carries a huge risk† (Supta Herman, 2012). Furthermore, Bank of America was provided $20 billion in capital from the United States government during the financial crisis under leadership of CEO Kenneth Lewis (Supta Herman, 2012). Lewis had concerns that certain investors and customers would start to correlate Bank of America with Citigroup, who had previously given up 36% of its ownership to the federal government (Supta Herman, 2012). This resulted in Brian Moynihan (head of consumer and small business banking) taking over as CEO on January 1, 2010 (Supta Herman, 2012). Constraints and available options One of Bank of America’s options was to create different apps to target different groups and market segments, which proved to be somewhat of a risk. Not only was the organization concerned for the customers reaction, Bank of America was also hesitant because mobile apps are costly and in doing so, technology resources would be taken from other essential areas of banking such as online banking and atm machines. At this time customers were not completely trusting in working with their banks, as financial struggles were becoming more and more apparent. In order to give theBank of America the trusted name and customer loyalty it had previously held for so long, executives decided Mobile banking was the right path to take in order to save the company. Analysis and Evaluation The bank of America officially launched their mobile banking application in May of 2007. This included the ability to bank on the customers phones either by application or by accessing the mobile web through their phones browser. Douglas Brown confirmed that the success of the mobile application was astounding as the company gained four million mobile banking customers over the time span of less than three years (Supta Herman, 2012). Because of the high level of success, business managers were eager to update the applications, in an effort to raise the level of functionality even higher. This proved to be a decision that had to be carefully considered by the Bank of America corporate team. Strengths: The Bank of America already holds the title of being one of the most prestigious banks and a leading company in the U. S. Because of their household name, marketing new products prove to be fairly easy; however identifying a product that customers will adopt and figuring out the target market are essential to Bank of America’s success. An additional strength of the mobile banking application was the timing in correlation to the launch of the application and the launch of the iPhone, making Bank of America the first bank to be able to offer a banking application on the iPhone. The most used features of mobile banking came from viewing account balances and viewing transaction details, making debit card holders the most popular users. After the mobile banking launch more customers opened checking accounts in the months of the introduction of mobile banking and did in fact use the application during that time. Weaknesses:  A weakness shown by Bank of America proved to be within technology adoption and which smart phones the mobile applications could be used by. The Bank of America was slow to adopt SMS technology and access to mobile banking was limited. It was only available to those who used online banking with Bank of America, therefore leaving a huge portion of customers out and feeling negatively about the new product. Another weakness in the new mobile application was that it had to be created with more features than competing mobile applications, which added the risk of making the mobile app more complex. Complexity is a weakness when striving to offer a simple and functional upgraded product to customers. Furthermore, the bank was recovering from the financial crisis, which caused a great loss for a company as big as themselves, as customers had to put a curb to their spending. They also feared they damaged their name in asking for $20 billion in federal backing which proved to be a huge mistake. Bank of America did not want to be associated with other banks that had borrowed capital, but in turn were forced to give up a percentage of their company. Opportunities: In analyzing the Kotler Keller text, marketing opportunity is described as a buyer taking interest in something that has the probability to make a profit (Kotler Keller, 2009). The introduction of mobile banking was a huge opportunity that the Bank of America capitalized on. When mobile banking was introduced costs per transaction started at 10 cents and were expected to drop to 3 to 4 cents. ATM costs were already 1. 34 per transaction which provided an advantage to debit card holders with low account balances. They also benefited in that they could easily check their account balance through their phones before making a purchase. The Bank of America capitalized on the opportunity to offer this feature to customers for absolutely no cost. This was a huge plus in gaining additional customers and fans of mobile banking, as other banks had already begun to waive ATM fees during the times of the market dropping. Mobile banking was a way for Bank of America to bounce back after financial crisis and offer users an experience they had never before been exposed to. The novelty of the design and idea would bring trust and value back to the company. Threats: A potential threat of mobile banking was that expanding on apps and adding new features can turn potential customers off because it tends to make banking more complicated throughout the introduction process. Surveys and research also showed that 44% of customers did not see a need or any type of value within mobile banking. When introducing a new product, buyer behavior tends to be very guarded as customers are reluctant to trust a pone application to keep their banking statements and accounts secure at all times. Major competitors are also a threat that the Bank of America faced. Major Banks such as Wellsfargo, Citigroup and PNC, to name a few, also offer mobile banking with virtually the same functions and applications. Mobile banking was also seen as a threat because of the high initial costs, however, from a marketing perspective, if the Bank of America were to pay extra costs to set their mobile applications apart from competing banks, the additional features would be worth the price in customer popularity and satisfaction. Recommendations Because mobile banking has been introduced by so many other banks, the best recommendation would be to create a form of mobile banking that is more secure and user friendly than competing applications. These are the two issues that customers seemed to have the most doubts about, so putting extra emphasis on these areas will surely set the Bank of America apart from others. Another recommendation is to target one particular audience and market to them specifically, therefore making age and stage in the life cycle of great importance. It is likely that the younger generation will be much more open to yet another phone application, as it is the norm for them, and will provide huge ease to another aspect of their lives. This may result in the younger generation taking more initiative when it comes to banking and gaining more responsibility in this aspect of their lives. Phone applications makes it easy to transfer money and to check balances, providing an awareness of your funds 24/7, opposed to only during banking hours. Kotler Keller advices marketers to take the following three steps when marketing a product: 1. Compare it with a product that consumers already know about, making it more comfortable for them to base the purchase off of a past decision (Kotler Keller, 2012). 2. â€Å"†¦The lure of â€Å"free† is almost irresistible† (Kotler Keller, 2012). 3. Consumers often experience the â€Å"optimism bias† or â€Å"positivity illusion. † They tend to overestimate their chances of experiencing a positive outcome and underestimate their chances of experiencing a negative outcome (Kotler Keller, 2012). These steps are recommended to the Bank of America’s target audience in order to raise popularity and awareness of the mobile banking application. In other words, it is essential to understand the meaning of consumer behavior. Kotler Keller define consumer behavior as how individuals come up with ideas and experiences that work to satisfy the customer’s wants and needs. The customer’s desires will be met in that the mobile banking app will be free to current customers, which will already account for a huge part of the appeal. Compared with online banking, which customers are likely to be more familiar with, the target audience will see the mobile app as an easier, faster version of a feature they already value. Furthermore, because of the optimism bias and positivity illusion, customers using this product are more likely to feel it will improve their financial security and well-being. Lessons Learned In the review of the entire Bank of America case study, it is apparent that control was an issue that was brought up as the main concern of the customer in accepting the new application. Customers were weary at first, as they had concerns for the security of their finances and feared they were giving up control of their bank accounts to a mobile application. In retrospect, the customer actually gained more control over their finances as they were able to access them from nearly anywhere in the world. This goes to show how identifying with the customers emotions and providing them with a product that gains their trust and eases their concerns, will make the innovation and the company that much more successful.

Sunday, October 27, 2019

Theories of Workplace Motivation

Theories of Workplace Motivation Crystal Mullen I find myself interested in the concept of motivation. What is that motivates people get up and do an honest day’s work versus wasting that same day lying in bed watching the Lifetime Movie Channel? Why is one person motivated simply to make a paycheck while someone else is driven to take charge of their own business? As it turns, out, scientists and psychologists have been asking these same type of questions regarding for centuries. As a result we have received many theories from different scientific, psychological perspectives that offer explanations for where our motivation originates and even suggestions on how to how to increase it. Understanding four of the most common motivation theories can be especially useful as it pertains to the workplace (Anderson, 2014). Maslow’s Hierarchy of Needs One of the most well-known motivational theories came from Abraham Maslow. Maslow created a theory that suggested that humans are motivated by a hierarchy of needs that leads them to take actions in a particular order based on that person’s need for survival. Furthermore Maslow’s theory purposed that human beings must fulfill their needs in a lower category before attempting to fulfill needs in a higher category. Maslow’s order of needs are: physiological, safety, love and affection, esteem and self-actualization (which involves clarity or an achievement of personal goals) (Anderson, 2014). If I were to identify any of Maslow’s five needs, in the work place, I would need to see what it is that is motivating a person’s actions. For example, a worker is only motivated by physiological and safety when they are worker is motivated simply by a need for a paycheck, and a means to keep a roof over their head and gas in their car. Furthermore, I can tell if a worker is motivated by love and affection, esteem, and self-actualization if they derive more joy and fulfillment from all aspects of their work-life on, whether it would be making their work deadlines to taking parting in a company-wide community project. (An eHow Contributor, 2014). The Two-Factor Theory Frederick Herzberg’s created a two-factor theory that can explain workplace motivational tendencies. According to Herzberg, the two consistent factors that play into workplace motivation, are hygiene and motivators. Hygiene involves factors that are needed it remain present and active in order to ensure workplace satisfaction. These factors include a fair paycheck, a stable work environment, and even a level of supervision. Motivators involve factors, that if present, increases workplace satisfaction but does not diminish workplace satisfaction levels if absent. Examples of motivators include recognition of abilities, a sense of personal achievement, or even the overall nature of their job (Anderson, 2014). If I were to observe Herzberg’s Two-Factor theory, I would need to determine if a worker’s actions are motivated by either the fulfillment of his or her needs or by the avoidance of undesirable factors. Under the two-factor theory, if a worker is striving for positive rewards, such as a pay raise, he or she may be motivated by motivators. However, if that same worker is motivated by avoiding avoid negative feedback, such as a being written up in his or her review, then that person is motivated by hygiene (An eHow Contributor, 2014). McClelland’s Theory of Needs David McClelland’s developed a motivational theory of needs that although similar to Maslow’s hierarchy of needs but instead suggests that an individual’s needs are usually shaped by his or her life experiences over a period of time. McClelland’s motivational theory lists three different types of motivation styles: high achievement needs, affiliation needs, and a need for power. People who are motivated by high achievement are driven to excel at everything they attempt and seem to enjoy high-risk situations. Individuals motivated by a need for high achievers would serve an organization best being given challenging projects that have clear goals and are given constant feedback. Workers who are motivated by a need affiliation are most content in harmonious workplace environments that provide amiable relationships with their superiors and coworkers. These individuals work best in teams or groups that are supportive of each other. Finally, workers who are moti vated by a need for power excel when they are able to direct and organize others for either their own personal goals or for their company. Individuals who are motived by a need for power are best suited for management positions (Anderson, 2014). Expectancy Theory Victor Vrom’s motivational theory actually uses Herzberg’s two-factor theory to challenge the various workplace hygiene factors that do not always result in employee satisfaction and increased productivity. These employees however, will only increase their productivity if they believe their service is directly related to them achieving their own goals. Furthermore, contrary to Herzberg’s theory, Vrom’s motivational theory, suggests that motivators are completely essential to a worker’s increased productivity (Anderson, 2014). Identifying Vrom’s expectancy theory a worker’s actions and motivations happens to be the trickiest of the four motivational theories listed. For example, a worker who is motivated by a need for promotion in her workplace may actually be motivated not for the benefit of the company he or she works for but for his or her own personal desire to buy a new car or home. In fact, in some cases, a worker’s personal goals may actually result in lower productivity rather than instead of higher. For example, if a worker, is motivated by the need for less time, then at work and more time at home, he or she may decline career advancement opportunities in order to maintain a position with less responsibility. (An eHow Contributor, 2014). Conclusion Based on what I’ve read, I can see how all four of these motivational theories can be useful in the workplace. I can see how I’ve used Maslow’s Hierarchy of Needs were in place when I took that second job at McDonald’s just to make sure I had enough money for rent. This would suggest I was motivated by physiological and safety needs. I’ve also noticed my own motivation to sharply decline at a job if Herzberg’s two-factor theory if I’m working in a volatile workplace environment. This suggests that they company’s hygiene factors are low and hampers job satisfaction. Furthermore, I can understand now why I do enjoy working in a group of supportive co-workers. Based on McClelland’s theory, this motivation speaks to my need for affiliation. Finally, based on Vrom’s theory of expectancy, I can identify with the individual’s personal goals actually decreasing their desire to advance within the company. I have also had my desire to for more time with my studies to keep me away from taking more overtime or working Saturdays. Therefore, motivational theories can be very instrumental to recruiting and maintaining the best people in any organization. References: An eHow Contributor. (2014). How to Identify the Four Theories of Work Motivation. Retrieved May 17, 2014, from eHow.com: http://www.ehow.com/how_5002492_identify-four-theories-work-motivation.html Anderson, E. (2014). Four Main Theories of Motivation. Retrieved May 17, 2014, from eHow.com: http://www.ehow.com/list_6737018_four-main-theories-motivation.html

Friday, October 25, 2019

Rokeby Venus Essay -- Essays Papers

Rokeby Venus I choose to look at the painting â€Å"The Toilet of Venus† or more commonly referred to as â€Å"The Rokeby Venus† by Diego Velalazquez. The â€Å"Rokeby† part came into effect, because the painting was originally displayed in the Morritt Collection at Rokeby Hall in Yorkshire, before being moved to its current home in the National Gallery. Diego Velazquez was born in Seville in 1599, and went on to become one of the most brilliant and influential painters ever to come from Spain. He lived in Madrid for most of his adult life, and was employed as a court painter. Throughout his career, he tackled a wide variety of subjects, such as landscapes, scenes from real life, and mythological/religious figures. He was a master realist who excelled at capturing essential features upon the canvas. He painted â€Å"The Rokeby Venus† between 1647 and 1651, and was his only nude portrait, as well as the first one in Spain, at that time. Initially the painting me t with some disapproval, especially from the Church, since it was a nude, but eventually the work received great praise, and became known, as being one of the most beautiful and significant portrayals of Venus in the history of Western Art. The painting, in its simplest form, consists of a naked woman lying elegantly upon stately and rich cloths, while a young, also nude boy, is holding a mirror which contains her reflection. Upon first glance of this work, I was quickly able to make out the identity of the two subjects. ...

Thursday, October 24, 2019

Jane Eyre Character Essay

â€Å"The humblest individual exerts some influence, either for good or evil, upon others† said Henry Ward Beecher. Everyone has some type of influence on another, whether it is big or small, good or bad. For example, outside influences, such as other characters, can affect a characters actions and thoughts in either a positive or negative way. In the novel Jane Eyre written by Charlotte Bronte, many characters influenced Jane, but Mr. Rochester and St. John Rivers had the most influence on her personality. Although the two men were very different from one another, they both had an impact on Jane’s transformation into a strong and independent women thought their actions, love, and influence. Mr. Rochester differs greatly with St. John though their outlook on religious and moral beliefs. â€Å"I advise you to live sinless; and I wish you to die tranquil.† (p.398) Mr. Rochester is portrayed as a sinner because he did not inform Jane that he was still married to Bertha Mason. His desire to keep Jane at Thornfield as his mistress displayed his lack of morality. While Mr. Rochester is passionate and desperate, St. John is cold and determined. St. John’s somber personality is made clear when he said, â€Å"I want a wife: the sole helpmeet I can influence efficiently in life and retain absolutely till death. (p.506) St. John, unlike Mr. Rochester, followed religious principles and moral values. These two men are both the most influential males in her life, but they are both so different from one another. Although Mr. Rochester and St. John had very different beliefs, they both brought out changes in Jane’s character. If Jane were to accept Rochester’s first proposal, she would had sacrificed her dignity for love. â€Å"I care for myself. The more solitary, the more friendless, the more unsustained I am, the more I will respect myself.† (p.398) Jane does not accept his proposal in marriage in order to preserve her self-esteem. This struggle with Rochester farther developed her morality and self-worth. In refusing his marriage proposal because he has a wife, she became morally superior to him. Jane was able to keep her moral value through sacrificing her feelings for what was right. St. John longed to marry Jane and invited her to accompany him on his missionary trip to India. He says, â€Å"God and nature intended you for a missionary’s wife. It is not personal, but mental endowments they have given you: you are formed for labor, not for love.† (p.502) St. John thought Jane would make a great missionary’s wife because of her morals. Jane replies saying, â€Å" Oh! I will give my heart to God, you do not want it.† (p.507) As the quote shows, if Jane was to accept St. John’s proposal, she knew she would be settling on someone that did not truly love her, nor did she truly love in return. Though this experience Jane realizes love can on be found in a relationship with mutual feelings. Therefore Jane denies St. Johns love for her and his marriage proposal. Through Jane’s obstacles throughout the novel, she overcame her weaknesses. The influences from both Mr. Rochester and St. John shaped her character, strengthened her moral principles, and taught her to make the right choices. With each situation Jane made the right decisions. The two men, although completely diverse from one another, they both played a vital role in Jane’s growth as a character.

Wednesday, October 23, 2019

The Advantages and Disadvantages of the Use of Computers in Tertiary Education

The ability to utilise information technology at the tertiary level has many disadvantages, but on the other hand the drawbacks could leave many persons asking if society benefits? Education is a very suitable medium for social mobility as on transcends the various classes, strata and levels of education. This is one option in order to achieve some measure of financial freedom. This statement implies that anyone must embrace, straddle and overcome the establish levels in an education system.That is from the informal learning one experience from birth to the formal early childhood to the elementary level then secondary and eventually the tertiary level. In this twenty-first century of many technological advances, it is absolutely essential that consideration be given to the acquisition, implementation, utilisation, and function of information technology through the use of computers at the tertiary level of education. This development of computers provided tertiary educators and studen ts with a new dimension to challenge their capabilities, explore new horizons in learning and exploit the system that existed.Both constituents met their requirements and demands of tertiary level studies in the form of output in producing documents for presentation, preparing papers for submission, acquiring information for research, keeping of records and just knowledge for development with just a click. The advantages that present themselves to the student signals â€Å"Studying†¦. made in heaven†, easy access to reliable information, no note taking, implying full attention on the lecture or activity. Storage of information is not bulky.As students embraced the technological age, presenting their coursework papers in a legible manner, with little grammatical and spelling errors, lecturers who were not computer savvy were scrambling to acquire the necessary skills to match the students. Note taking and reading of textbooks, even the buying of textbooks are becoming rar e, all information is read off a screen. The acts of carrying around bulky textbooks are a thing of the past. Flash drives, CD’s, small hand held devices have taken over. Slowly traditions are being broken and the computer is becoming the students learning tool.They are buying memory sticks instead of books. Lecturers on the other hand utilise the technology to make presentations to class, keep records, communicate with students via e-mails, receive and give assignments and information through the computer. This made students feel that attendance at lectures was not a necessity as they could get the lecture on the Internet any time. One of the main advantages pertains to the effective use of limited resources available in tertiary institutions. Any lecturer would agree that the contact time with students is the least time involved in a course.In a learning environment undergoing rapid transformation, it is not surprising that teaching methods have also been changing. Lecturer s have to get with the times. As a part of the process of adapting to changing student demands, lecturers have had to consider new ways of delivering course content. A very practical example of this is the close relationship, technologically, that the lecturer and student develops. Course content and lecturers are sent directly to each student via e-mail or made available on a website.The disadvantages of this intensive mode of teaching signal the observer that there is a significant loss of social skills, study skills and data. No longer do students sit together in the same room, they could be miles apart but communicating through teleconferencing or videoconferencing. Data could be loss in the blink of an eye or the flick of a switch. A conscious effort must be made to back up and save information already acquired. The integrity of exams and one’s information could be questioned as all information can be so easily shared.It also found that the assumption that Academic Staff make, that students already have computer literacy skills, is often erroneous. We must take into consideration the student who suffers from technological anxiety, most times they are in the older age bracket and are not computer literate. Then there are the students who are economically challenged and find it difficult to access a computer. The prolonged use of computers pose serious health risks in repetitive eyestrain, lower back pain and computer vision syndrome.The user must take frequent breaks and purchase equipment to deal with correct posture. Despite the stated disadvantages, the use of computers in tertiary level studies is here to stay. Lecturers can track students, disburse information, keep records, recycle course content, store exams and revision exercises, communicate with students at any time of the day, not only during class contact time, with just a click. While students use this flexibility to maximise their study and personal time.